Conventional commercial loan rates are unbelievably good right now. Currently commercial interest rates range from a low of 4.23% to 5.59% depending on type of income property and can reach a Loan To Value Ratio (ltv) as high as 80% of the appraised value of the property, when we place you with one of our aggressive bank lenders. An owner-user may also qualify for an SBA 504 Loan up to 90% of the property value. Contact us for SBA COMMERCIAL LOANS.
These commercial property rates are primarily for loan amounts from $500,000 to $25,000,000+. They are perfect for purchase and refinancing commercial real estate in areas or close to areas that have populations of 100,000+. Terms can range from 3 to 10 years fixed with 30 year amortization as well as 15/15 – 25/25 and 30/30.
It’s a quick application process and we’re here to help you through the process of getting a great commercial building loan. Cash-out is possible upon refinancing and these programs are available for foreign nationals, recourse and non-recourse. Even if your credit is not quite perfect, we have a conventional loan for that.
We have loans available for most types of commercial real estate, situations and FICO scores. We also have programs for Fix And Flip Loans, Bridge Loans, Stated Income Loans, Jumbo Hard Money and Hard Money. Contact us and let us know what your specific needs are.
Commercial loans cover many types of property:
- Office Buildings
- Retail Centers
- Office Condos
- Shopping Centers
- 5+Apartments Units
- Multifamily Units
- Industrial Property
- Industrial Condos
- Automotive Properties
- Car Washes
- Mixed-Use Property…and more….
We look forward to working with you and getting you the best commercial interest rate available.
STATES CONSIDERED FOR COMMERCIAL STATED INCOME LENDING:
Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina,Texas, Utah, Virginia, Washington, West Virginia, Wisconsin and Wyoming (no rural property loans available)
Disclaimer: The above rates and terms are general guidelines and subject to change without notice. All individual loan requests will be considered on a case by case basis. Commercial Lending is currently not available in Arizona, Illinois, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Tennessee or Vermont.