STATED INCOME COMMERCIAL LOANS

800-247-8212 Direct Stated Income Loan Lender to Real Estate Investors and Commercial Real Estate Property Owners.  No Tax Returns – No W-2’s – 30 Year Fully Amortized FIXED  – No Balloon – Easy Qualify – No Checking Account Statements Needed.  An Easy Low Document Loan.  This can be very useful for the business owner or professional real estate investor,  as currently Banks are very tight with lending on income and investment property.  They not only calculate a properties Debt Service Coverage Ratio but the owner’s or buyer’s personal Debt To Income Ratio as well.  Needless to say there are many who can’t quite qualify for a bank loan with the new regulations and need to refinance or purchase a commercial real estate property.  This type of commercial stated financing easily gives you the opportunity to take advantage of a currently fast paced commercial real estate market and rising property values.  Typical completed transactions take 4 to 5 weeks from application.  Do you want to payoff your SBA Loan?   We’ve helped many business owners come out from under the strenuous scrutinization of having and maintaining an SBA loan into a more comfortable 30 year fully amortized commercial loan.  Do you want a short term Fix-And-Flip Loan  for residential 1 to 4 unit properties at low interest rates? Visit our Fix-n-Flip page.

STATED INCOME LOANS = EASY QUALIFYING

A true Commercial Stated Income loan.   The perfect type of loan if you can’t provide tax returns for some reason or don’t want to provide tax returns because of excessive write-offs that keep you from qualifying at your local commercial bank.  That’s fine.  We don’t care what your tax returns show – No debt to income ratio (DTI) review ever.  Even with a bankruptcy just discharged, you can still qualify for a stated income mortgage.  This program lets you refinance up to 75% of your appraised commercial property or investment non-owner residential value.

• Loan amounts from about $100,000 to $5,000,000
• As long as your credit report has a mid-score of FICO 650 for maximum LTV.
  
• Fico Scores of 650+ up to 75% ltv!
• Fico Scores down to as low as 590 for up to 65% ltv’s! (coming back soon!)
  
• No more than two Mortgage Lates in the past year
• Not available in low density or rural areas

We provide an uncomplicated loan process from a common sense point of view and fast loan approvals.  Most transactions closing within 30 days of loan application.  No Red Tape – ever.

Start by contacting Allied Commercial Funding today by email or phone 800-247-8212

LONG TERM AND FULLY AMORTIZING

Never a balloon payment.  30 years fully amortized over 30 years – NOW FIXED FOR 30 YEARS.  For more information on terms and property types please see our page on Stated Income Loans for Commercial Properties.

Newly arrived!  Stated Loans Available for single family residence investors of 1 to 4 units.  See our Stated-Income Loans for Investors page for information on terms and property types.

Stated Loans  available:  Alabama, Alaska, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois (no Cook County), Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, Michigan (no Detroit – no Flint), New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina,Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

Commercial loans not available in  ILL, MN, MI, ND, NV, SD, TN or VT

 (all terms and conditions quoted above are subject to change at any time without notice)